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146. Character Matters When Looking for a Loan

Most lenders require borrowers to meet basic criteria, however, alternative lenders such as ACCIÓN New Mexico ∙ Arizona ∙ Colorado, put a large emphasis on character. If a borrower doesn’t meet loan standards, these organizations will often provide assistance to improve the potential borrower’s financial position.

141. Clear Business Plan is Key to Getting a Loan

Whether an entrepreneur is starting a new business or expanding an existing venture, applying for a loan can be daunting. A good business plan makes the process less intimidating and more likely to succeed.

129. Lending More Than a Hand: New Mexico’s Alternative Lenders

The New Mexico Small Business Investment Corp. was formed in 2001 to provide capital to the state’s small businesses through several alternative loan funds. Learn how to access these funds.

88. As Good As It Gets: 504 Loans

The SBA 504 loan program is described.

58. Money Is Tight, but It’s There for the Lending

Private alternative lenders such as The Loan Fund continue to loan to businesses during a tight credit market.

55. Government Backs Loans for the Rural Entrepreneur

Available and quick loans that are backed by the SBA in New Mexico are profiled.

54. Public Funds Back New Mexico Businesses

Small businesses are able to obtain loans from alternative lenders, such as WESST Corp., ACCION New Mexico, and The Loan Fund that are backed by the New Mexico Small Business Investment Corporation.

17. Personal Motivation Will Likely Determine Source of Business Capital

This article takes a look at things to consider when trying to decide if equity investment is right for your business or idea.

13. When a Loan Is Not the Right Answer

Situations when a loan might not be the right answer are discussed.

10. Critical Elements of a Loan Application

A description of the most important elements of a loan application and what it takes to obtain a business loan.


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